The same loan does not answer every business question
A transport operator may be purchasing a truck while waiting for invoices to be paid. A hospitality venue may need equipment and funds for a fit-out before opening. An agricultural business may be planning around seasonal income.
These pages help identify the different parts of a funding need. They do not assume every business in an industry qualifies for the same product or terms.
Build the brief from the business outward
- What work will the funding enable?
- Which costs relate to specific assets?
- Which costs are operating expenses?
- When does the business expect to receive cash?
- What changes if a project or season is delayed?
Common questions
Will my industry affect a lending decision?
It may. Providers consider their own criteria and the particular business. Industry labels alone do not establish eligibility.
Further readingAustralian Government — preparing for a business loan ↗
General information only. Product terms and availability vary. Check the actual proposal and obtain advice appropriate to your circumstances.