ATLAS / GET PREPARED
A better funding
conversation starts here.
Organise your purpose, cash-flow information and documents. Use the checklist to see what is ready and where you need help, then share your funding needs with Atlas. You do not need a completed checklist to enquire; it is not an eligibility test.
What the checklist covers, and why it matters.
The checklist works through six areas a lender will ask about: the purpose of the funding, the amount and timing, the cash flow that supports repayment, the documents that prove it, existing commitments and security, and the terms you want to compare. Each item marks itself ready, in progress or needing help, so the gaps are visible before the conversation rather than during it.
Most delays in a funding decision come from evidence rather than eligibility: a cash-flow forecast that does not exist yet, statements that are hard to reconcile, or a purpose that is described as a lump sum instead of an itemised budget. The document checklist guide lists what to gather, and the 13-week cash-flow forecast guide shows how to build the forecast that most requests need.
Once the purpose and amount are clear, test the repayment. The debt-service headroom calculator compares operating cash with current and proposed repayments, and the loan comparison guide explains which figures to put side by side when proposals arrive.
Checklist questions
Do I need every item ticked before enquiring?
No. The checklist is a preparation aid, not an eligibility test. Enquire with what you have and note the items still in progress.
Is my checklist saved?
Progress is kept in your browser, and a signed-in workspace can save it with your scenarios. Nothing is sent to Atlas until you choose to enquire.