ATLAS / DECISION TOOLS
Business debt and maturity calendar.
Combine monthly payment commitments across business facilities and see where balloons and maturity dates create cash-flow spikes.
How this model works.
Enter the contractual monthly repayment and number of payments remaining. Each payment occurs at month-end; the final balloon is additional to the last regular payment.
Current principal balances are shown separately from committed future payments. This model does not infer interest rates or calculate lender payout quotes.
No refinancing, extra payments, fee changes or missed payments are assumed. Maximum ten facilities and 600 months.
Questions about this tool
Why does committed cash differ from the principal balance?
Future repayments can include interest and fees. The current balance is not the same as the sum of future cash payments.
Does this compare consolidation offers?
It maps existing obligations. Use the refinance and offer-comparison tools to examine a proposed replacement, including its full costs.
Model methodology describes Atlas’s illustrative calculation, not any provider’s underwriting rules. Check the actual proposal and obtain advice appropriate to your circumstances.