ATLAS / DECISION TOOLS
Invoice portfolio funding simulator.
Estimate a scenario funding base from invoice amounts, age, disputes and a user-selected customer concentration cap.
How this model works.
Invoices entered are assumed genuine, unpaid, issued by the assessment date and denominated in AUD. Disputed invoices and those beyond the selected overdue limit are excluded.
Each customer is capped at your percentage of the initial age-and-dispute-eligible pool, before concentration deductions. This explicit simple rule is not a lender’s borrowing-base policy.
The advance applies to the capped base. Fees, taxes, credit notes, offsets, prior advances and other lender eligibility rules are excluded. Duplicate invoice IDs are rejected.
Questions about this tool
Are these invoices approved for funding?
No. Eligibility here is only the simple scenario rules you selected. A provider would apply its own verification, security and facility conditions.
How are customers grouped?
Exact customer reference IDs are grouped after trimming spaces. Use one consistent reference for each debtor.